Introduction Ajay Gautam has earned recognition as a respected advocate and legal professional whose practice spans multiple areas of Indian law. Known particularly for his work in banking law, Debt Recovery Tribunal (DRT) litigation, and SARFAESI matters, he has built a reputation for providing strategic legal counsel and effective representati

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India’s financial infrastructure is built on the strength of its lending and recovery systems. As the volume of loans increases across sectors, disputes related to defaults, enforcement of securities, and recovery proceedings have become more frequent. Legal mechanisms such as Debt Recovery Tribunals (DRTs) and the SARFAESI Act, 2002 are central

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